The rest of your purchase, handled in English
A mortgage is one part of buying in France. These are the specialists we work alongside, and what each one does.
Your purchase, stage by stage
Each partner covers a part of the purchase that a mortgage broker does not. You only hear from the ones you ask for.
| Stage | Who | What they do for you |
|---|---|---|
| Before you make an offer | Mortgage broker French Tax Online | Your realistic budget and loan terms. Whether to buy in your own names or through an SCI, and the tax that follows. |
| Compromis | Notaire | Checks the contract, the loan condition and the deadlines. Prepares a power of attorney if you cannot travel. |
| Loan application | Mortgage broker | Builds the file, approaches lenders, negotiates the offer and the insurance. |
| Before completion | Currency specialist | Fixes the exchange rate for your deposit and sends it to the notaire on time. |
| Completion | Notaire | Signs the deed, registers the bank's charge, pays the taxes. |
| Every year after | French Tax Online Currency specialist | French tax returns, wealth tax on property, SCI accounts. Monthly euro transfers for repayments and running costs. |
French Notaires matches English speakers with a bilingual notaire for any notarial act in France, free of charge. You choose an in-person meeting near the property or a video call from wherever you live, and you pay only the notaire's regulated fees.
For a purchase with a mortgage, your own notaire reviews the compromis and its loan condition, sets up a power of attorney if you sign remotely, and works with the lender's requirements on the deed. Buyers and sellers can each have a notaire at no extra cost, since the regulated fee is shared.
Based in Marseille and working with international clients since 2005, French Tax Online is a registered accountancy firm and an accredited fiscal representative for non-resident sellers.
Before you buy, it can tell you how the structure you choose will be taxed in France. Once you own, it files your French returns for rental income, handles the wealth tax on property where it applies, keeps SCI accounts and acts as fiscal representative when you sell.
Paying in euros
If you earn in pounds, dollars or another currency, the deposit, the notaire funds and the monthly repayments all have to be converted into euros. A currency specialist can fix the exchange rate for your deposit with a forward contract as soon as the compromis is signed, pay the notaire on time, then handle the monthly transfers for your mortgage.
Tick the currency box in your eligibility check if you would like one to contact you.
The currency specialist we introduce is run by the founder of this site.
Guides: paying the notaire from abroad, forward contracts, repaying a euro loan.
Our partner brokers
We introduce each request to one broker, chosen for your country of residence, the region and the size of the loan. Every partner broker must:
- be registered with ORIAS as a courtier en opérations de banque, with the number given in our introduction;
- work in English and place non-resident files with French lenders regularly;
- agree any fee with you in writing before starting, and take no payment before your loan is obtained;
- contact you within two working days of our introduction.
Are you a broker? See how the partnership works.
How introductions work
We pass your details to a partner only when you ask for it, by ticking the relevant box in our form or by asking us directly. Each partner then works with you under its own terms and fees, and is responsible for the service it provides.
Members of the network may have referral arrangements with each other. They never add to the price you pay, and we tell you about them on request. The details are in how we work.