@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:400;font-display:swap;src:url("/assets/fonts/plus-jakarta-sans-latin-400-normal.woff2") format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:500;font-display:swap;src:url("/assets/fonts/plus-jakarta-sans-latin-500-normal.woff2") format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:600;font-display:swap;src:url("/assets/fonts/plus-jakarta-sans-latin-600-normal.woff2") format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:700;font-display:swap;src:url("/assets/fonts/plus-jakarta-sans-latin-700-normal.woff2") format("woff2")}
@font-face{font-family:"Plus Jakarta Sans";font-style:normal;font-weight:800;font-display:swap;src:url("/assets/fonts/plus-jakarta-sans-latin-800-normal.woff2") format("woff2")}
/* My French Mortgage · myfrenchmortgage.com
   Same visual family as French Notaires (Plus Jakarta Sans, white ground, navy ink, bright blue accent,
   pale-blue bands, pill badges) plus the tricolour: blue fills, red for warnings and the legal cap,
   a flag stripe at the top and bottom of every page.
   Layout: hero = headline beside a live loan "fiche"; guides = 68ch column + sticky aside; tools = form + live summary. */
:root{
  --paper:#FFFFFF; --surface:#FFFFFF; --sky:#F1F7FF; --sunk:#F4F6FB;
  --ink:#1B1D3B; --ink-2:#54566C; --ink-3:#8D8E9D;
  --line:#E4E7F0; --line-strong:#C9CDDA;
  --blue:#0055A4; --blue-hover:#00438A; --on-blue:#FFFFFF; --link:#0055A4; --blue-soft:#E4EEFA;
  --red:#E1352B; --red-soft:#FDECEA;
  --green:#1F8A5B; --green-soft:#E3F4EC;
  --amber:#9A5800; --amber-soft:#FDF1DC;
  --band:#1B1D3B; --on-band:#E8EAF4;
  --flag-blue:#0055A4; --flag-white:#FFFFFF; --flag-red:#EF4135;
  --enamel:#0055A4; --patina:#E1352B;
  --ff:"Plus Jakarta Sans", "Segoe UI", Roboto, Helvetica, Arial, sans-serif;
  --r:8px; --r-lg:16px;
  --wrap:1200px; --measure:68ch;
  --shadow:0 1px 2px rgba(27,29,59,.05), 0 12px 32px rgba(0,60,140,.08);
  --shadow-lg:0 2px 4px rgba(27,29,59,.05), 0 24px 60px rgba(0,60,140,.14);
  color-scheme:light;
}

*,*::before,*::after{box-sizing:border-box}
[hidden]{display:none!important}
html{-webkit-text-size-adjust:100%;scroll-padding-top:96px}
body{margin:0;background:var(--paper);color:var(--ink);font-family:var(--ff);font-size:17px;line-height:1.65;font-weight:400;-webkit-font-smoothing:antialiased}
body::before{content:"";position:fixed;inset:0 0 auto;height:env(safe-area-inset-top,0px);z-index:60;background:var(--surface)}
img,svg{max-width:100%}
img{height:auto}
a{color:var(--link);text-underline-offset:.18em;text-decoration-thickness:1px}
a:hover{text-decoration-thickness:2px}
:focus-visible{outline:2px solid var(--link);outline-offset:2px;border-radius:4px}
h1,h2,h3,h4{font-family:var(--ff);color:var(--ink);text-wrap:balance;margin:0}
h1{font-size:clamp(2.5rem,5.2vw,4.1rem);font-weight:800;line-height:1.04;letter-spacing:-.045em}
h2{font-size:clamp(1.8rem,3.3vw,2.8rem);font-weight:800;line-height:1.1;letter-spacing:-.035em}
h3{font-size:1.2rem;font-weight:700;line-height:1.3;letter-spacing:-.01em}
h4{font-size:1rem;font-weight:700}
p{margin:0}
.tnum{font-variant-numeric:tabular-nums}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

.wrap{max-width:var(--wrap);margin:0 auto;padding-left:max(20px,env(safe-area-inset-left,0px));padding-right:max(20px,env(safe-area-inset-right,0px))}
.eyebrow{display:inline-flex;align-items:center;gap:10px;font-weight:700;font-size:.8rem;letter-spacing:.1em;text-transform:uppercase;color:var(--link)}
.eyebrow::before{content:"";flex:none;width:24px;height:4px;border-radius:2px;background:linear-gradient(90deg,var(--flag-blue) 0 33.3%,var(--line-strong) 33.3% 66.6%,var(--flag-red) 66.6%)}
.lede{font-size:1.15rem;color:var(--ink-2);max-width:58ch}
.muted{color:var(--ink-3)}
.small{font-size:.9rem}
.v-red{color:var(--red)!important}

/* Flag stripe */
.tricolor{height:5px;background:linear-gradient(90deg,var(--flag-blue) 0 33.33%,var(--flag-white) 33.33% 66.66%,var(--flag-red) 66.66% 100%)}

/* Network bar */
.netbar{background:var(--paper);color:var(--ink-3);font-size:.82rem;border-bottom:1px solid var(--line)}
.netbar .wrap{display:flex;gap:6px 18px;align-items:center;flex-wrap:wrap;padding-block:7px}
.netbar span{letter-spacing:.1em;text-transform:uppercase;font-weight:700;font-size:.72rem;opacity:.7}
.netbar a{color:var(--ink-2);text-decoration:none;font-weight:500}
.netbar a:hover{text-decoration:underline;opacity:1}
.netbar a[aria-current]{font-weight:700;color:var(--link)}

/* Header */
.site-header{position:sticky;top:env(safe-area-inset-top,0px);z-index:50;background:var(--surface);border-bottom:1px solid var(--line)}
.site-header .wrap{display:flex;align-items:center;gap:20px;min-height:76px}
.brand{display:inline-flex;text-decoration:none;flex:none}
.logo{display:inline-flex;align-items:center;gap:10px;line-height:1}
.logo svg{width:38px;height:38px;flex:none}
.logo .word{font-weight:800;font-size:1.4rem;letter-spacing:-.04em;color:var(--ink)}
.logo .word b{font-weight:800;color:var(--link)}
.nav{display:flex;align-items:center;gap:2px;margin-left:auto}
.nav a{color:var(--ink-2);text-decoration:none;font-weight:600;padding:8px 12px;border-radius:var(--r);font-size:.98rem}
.nav a:hover{color:var(--ink);background:var(--sky)}
.nav a[aria-current="page"]{color:var(--link)}
.nav-toggle{display:none;margin-left:auto;background:none;border:1px solid var(--line-strong);border-radius:var(--r);color:var(--ink);font:inherit;font-weight:700;padding:8px 14px;cursor:pointer}
.header-cta{flex:none}
@media (max-width:1040px){
  .nav-toggle{display:inline-flex}
  .nav{display:none;position:absolute;left:0;right:0;top:100%;background:var(--surface);border-bottom:1px solid var(--line);flex-direction:column;align-items:stretch;padding:8px max(20px,env(safe-area-inset-right,0px)) 16px max(20px,env(safe-area-inset-left,0px));gap:2px}
  .nav.open{display:flex}
  .nav a{padding:12px 10px}
  .nav a[aria-current="page"]{box-shadow:inset 3px 0 0 var(--link)}
  .site-header .header-cta{display:none}
}
@media (max-width:420px){.logo .word{font-size:1.2rem}.logo svg{width:32px;height:32px}}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;font-size:1rem;line-height:1.2;padding:14px 22px;border-radius:var(--r);border:1.5px solid transparent;cursor:pointer;text-decoration:none;transition:background .15s,border-color .15s,transform .15s}
.btn-primary{background:var(--blue);color:var(--on-blue)}
.btn-primary:hover{background:var(--blue-hover)}
.btn-ghost{background:transparent;color:var(--link);border-color:var(--link)}
.btn-ghost:hover{background:var(--blue-soft)}
.btn-sm{padding:10px 16px;font-size:.95rem}
.btn-row{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.btn-note{font-size:.88rem;color:var(--ink-3)}
.btn-note b{color:var(--ink-2)}

/* Pill badge */
.badge-pill{display:inline-flex;align-items:center;gap:9px;align-self:flex-start;background:var(--sky);border:1px solid var(--line);border-radius:999px;padding:7px 16px 7px 8px;font-weight:700;font-size:.8rem;letter-spacing:.03em;text-transform:uppercase;color:var(--ink)}
.badge-pill svg{width:22px;height:22px;flex:none}

/* Sections */
.section{padding-block:clamp(60px,8vw,104px)}
.section-alt{background:var(--paper)}
.section + .section,.section + .section-alt,.section-alt + .section{border-top:1px solid var(--line)}
.section-head{display:grid;gap:14px;max-width:780px;margin-bottom:44px}
.section-head.center{margin-left:auto;margin-right:auto;text-align:center;justify-items:center}
.section-head p{color:var(--ink-2);font-size:1.08rem}

/* Hero */
.hero{padding-block:clamp(36px,5vw,64px) clamp(56px,7vw,88px);background:var(--paper)}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.05fr) minmax(0,.95fr);gap:clamp(32px,5vw,72px);align-items:center}
.hero-copy{display:grid;gap:22px;min-width:0}
.hero-copy h1 em{font-style:normal;color:var(--blue)}
.assurances{list-style:none;margin:4px 0 0;padding:0;display:grid;gap:10px;color:var(--ink-2);font-weight:500}
.assurances li{display:flex;gap:10px;align-items:flex-start}
.assurances li::before{content:"";flex:none;width:20px;height:20px;margin-top:2px;border-radius:50%;background:var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.5l2.6 2.6L14 7.6' fill='none' stroke='%230055A4' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
@media (max-width:920px){.hero-grid{grid-template-columns:1fr}}

/* Fiche (loan simulation card) */
.fiche{position:relative;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow-lg);overflow:hidden;min-width:0}
.fiche::before{content:"";display:block;height:5px;background:linear-gradient(90deg,var(--flag-blue) 0 33.33%,var(--flag-white) 33.33% 66.66%,var(--flag-red) 66.66%)}
.fiche-head{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:14px 22px;background:var(--surface);color:var(--ink);border-bottom:1px solid var(--line)}
.fiche-head b{text-transform:uppercase;letter-spacing:.12em;font-size:.78rem;font-weight:800}
.fiche-head span{font-size:.8rem;color:var(--ink-3)}
.fiche-body{padding:20px 22px 22px;display:grid;gap:18px}
.fiche-inputs{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.fiche-inputs .full{grid-column:1/-1}
.fiche-rows{display:grid;border-top:1px solid var(--line)}
.frow{display:flex;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid var(--line)}
.frow .fr{display:flex;flex-direction:column;min-width:0}
.frow .fr i{font-style:normal;text-transform:uppercase;letter-spacing:.07em;font-size:.68rem;font-weight:700;color:var(--ink-3)}
.frow .fr span{font-size:.94rem;color:var(--ink-2)}
.frow .val{margin-left:auto;font-weight:800;font-size:1.2rem;letter-spacing:-.02em;font-variant-numeric:tabular-nums;white-space:nowrap}
.frow.key .val{font-size:1.9rem;color:var(--blue)}
.fiche-foot{font-size:.78rem;color:var(--ink-3);line-height:1.5}
@media (max-width:460px){.fiche-inputs{grid-template-columns:1fr}}

/* Form fields */
.field{display:grid;gap:7px;min-width:0}
.field > label,.field > .label{font-size:.82rem;font-weight:700;color:var(--ink)}
.field .hint{font-size:.85rem;color:var(--ink-3)}
input[type=text],input[type=email],input[type=tel],input[type=number],select,textarea{width:100%;font:inherit;font-size:1rem;color:var(--ink);background:var(--surface);border:1.5px solid var(--line-strong);border-radius:var(--r);padding:11px 13px;min-height:48px}
textarea{min-height:110px;resize:vertical}
input:focus,select:focus,textarea:focus{outline:3px solid var(--blue-soft);outline-offset:0;border-color:var(--blue)}
.input-affix{position:relative;display:flex;align-items:center}
.input-affix input{padding-right:40px}
.input-affix .affix{position:absolute;right:13px;color:var(--ink-3);font-weight:600;pointer-events:none}
input[type=range]{width:100%;accent-color:var(--blue)}
output{font-weight:700;color:var(--link)}
.seg{display:flex;flex-wrap:wrap;gap:8px}
.seg input{position:absolute;opacity:0;pointer-events:none}
.seg label{border:1.5px solid var(--line-strong);border-radius:999px;padding:8px 16px;cursor:pointer;font-weight:600;font-size:.94rem;background:var(--surface);color:var(--ink)}
.seg label:hover{border-color:var(--blue)}
.seg input:checked + label{background:var(--blue);border-color:var(--blue);color:var(--on-blue)}
.seg input:focus-visible + label{outline:2px solid var(--link);outline-offset:2px}
.check{display:block;position:relative;padding-left:28px;font-size:.95rem;color:var(--ink-2)}
.check input{position:absolute;left:0;top:.22em;width:18px;height:18px;margin:0;accent-color:var(--blue)}
.field-error{color:var(--red);font-size:.88rem;font-weight:600}
.is-invalid{border-color:var(--red)!important}

/* Tables */
.table-wrap{overflow-x:auto;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface)}
table{border-collapse:collapse;width:100%;font-size:.98rem}
th,td{text-align:left;padding:14px 18px;border-bottom:1px solid var(--line);vertical-align:top}
thead th{text-transform:uppercase;letter-spacing:.07em;font-size:.74rem;font-weight:800;color:var(--ink-2);background:var(--sky);white-space:nowrap}
tbody th{font-weight:700}
tbody tr:last-child td,tbody tr:last-child th{border-bottom:0}
td.num,th.num{text-align:right;font-variant-numeric:tabular-nums;white-space:nowrap}
.flag{margin-right:8px}
.caption{font-size:.86rem;color:var(--ink-3);margin-top:12px}
@media (max-width:620px){thead th{white-space:normal}th,td{padding:11px 12px}table{font-size:.94rem}}

/* Steps */
.steps{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px;counter-reset:step}
.steps li{counter-increment:step;display:grid;gap:10px;align-content:start;padding:28px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);box-shadow:var(--shadow)}
.steps li::before{content:counter(step);width:44px;height:44px;border-radius:50%;display:grid;place-items:center;font-size:1.25rem;font-weight:800;color:var(--on-blue);background:var(--blue);margin-bottom:6px}
.steps p{color:var(--ink-2)}
@media (max-width:860px){.steps{grid-template-columns:1fr}}

/* Facts */
.facts{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
.fact{padding:24px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);display:grid;gap:6px;align-content:start}
.fact .k{text-transform:uppercase;letter-spacing:.07em;font-size:.72rem;color:var(--ink-3);font-weight:800}
.fact .v{font-size:2.5rem;font-weight:800;letter-spacing:-.04em;line-height:1.05;color:var(--blue);font-variant-numeric:tabular-nums}
.fact p{font-size:.93rem;color:var(--ink-2)}
@media (max-width:860px){.facts{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.facts{grid-template-columns:1fr}}

/* Cards */
.cards{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.card{display:grid;gap:10px;align-content:start;padding:26px;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);text-decoration:none;color:inherit;transition:border-color .15s,box-shadow .15s,transform .15s}
a.card:hover{border-color:var(--blue);box-shadow:var(--shadow);transform:translateY(-2px)}
.card .tag{text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;color:var(--link);font-weight:800}
.card h3{font-size:1.2rem}
.card p{color:var(--ink-2);font-size:.98rem}
.card .more{color:var(--link);font-weight:700;font-size:.95rem;margin-top:4px}
.card .more::after{content:" \2192"}
@media (max-width:960px){.cards{grid-template-columns:1fr 1fr}}
@media (max-width:620px){.cards{grid-template-columns:1fr}}

/* Network */
.network{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.partner{padding:28px;display:grid;gap:10px;align-content:start;background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);border-top:5px solid var(--flag-blue)}
.partner:nth-child(2){border-top-color:var(--ink-3)}
.partner:nth-child(3){border-top-color:var(--flag-red)}
.partner .role{text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;color:var(--ink-3);font-weight:800}
.partner h3{font-size:1.45rem;letter-spacing:-.03em;font-weight:800}
.partner p{color:var(--ink-2)}
.partner .kicker-link::after{content:" \2192"}
@media (max-width:860px){.network{grid-template-columns:1fr}}

/* FAQ */
.faq-list{display:grid;gap:12px;max-width:860px}
.faq{border:1px solid var(--line);border-radius:12px;background:var(--surface);padding:0 20px}
.faq summary{cursor:pointer;list-style:none;display:flex;justify-content:space-between;gap:16px;padding:18px 0;font-weight:700;font-size:1.03rem}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";flex:none;width:28px;height:28px;border-radius:50%;display:grid;place-items:center;background:var(--blue-soft);color:var(--link);font-weight:700;line-height:1}
.faq[open] summary::after{content:"\2212"}
.faq .answer{padding:0 0 20px;color:var(--ink-2);max-width:var(--measure);display:grid;gap:10px}

/* CTA band */
.cta-band{background:var(--paper);color:var(--ink);position:relative;border-top:1px solid var(--line)}
.cta-band::before{content:"";position:absolute;inset:0 0 auto;height:5px;background:linear-gradient(90deg,var(--flag-blue) 0 33.33%,var(--flag-white) 33.33% 66.66%,var(--flag-red) 66.66%)}
.cta-band .wrap{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:24px;padding-block:56px}
.cta-band h2{max-width:22ch}
.cta-band p{color:var(--ink-2);max-width:52ch;margin-top:10px}

/* Page head */
.page-head{background:var(--paper);padding-block:30px 48px;border-bottom:1px solid var(--line)}
.page-head .wrap{display:grid;gap:14px}
.page-head h1{font-size:clamp(2.1rem,4.4vw,3.3rem);max-width:20ch}
.breadcrumb{font-size:.88rem;color:var(--ink-3)}
.breadcrumb ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}
.breadcrumb li+li::before{content:"/";margin-right:6px;color:var(--line-strong)}
.breadcrumb a{color:var(--ink-2);text-decoration:none;font-weight:500}
.breadcrumb a:hover{text-decoration:underline}
.meta-line{display:flex;flex-wrap:wrap;gap:6px 18px;font-size:.88rem;color:var(--ink-3);font-weight:500}

/* Guide layout */
.doc-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:clamp(32px,5vw,72px);padding-block:52px 88px;align-items:start}
.doc-aside{position:sticky;top:calc(env(safe-area-inset-top,0px) + 100px);display:grid;gap:20px}
.toc{border-left:3px solid var(--line);padding-left:16px;display:grid;gap:9px;font-size:.92rem}
.toc b{text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;color:var(--ink-3);font-weight:800}
.toc a{color:var(--ink-2);text-decoration:none;font-weight:500}
.toc a:hover{color:var(--link);text-decoration:underline}
.docket{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:22px;display:grid;gap:12px;box-shadow:var(--shadow)}
.docket h3{font-size:1.12rem}
.docket p{font-size:.94rem;color:var(--ink-2)}
@media (max-width:980px){.doc-layout{grid-template-columns:1fr}.doc-aside{position:static;order:-1}.toc{display:none}}

/* Prose */
.prose{max-width:var(--measure);display:grid;gap:18px;min-width:0}
.prose h2{margin-top:30px;font-size:clamp(1.5rem,2.4vw,1.95rem);scroll-margin-top:100px}
.prose h3{margin-top:10px;font-size:1.1rem}
.prose ul,.prose ol{margin:0;padding-left:1.25em;display:grid;gap:8px}
.prose strong{font-weight:700}
.short-answer{background:var(--surface);border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:var(--r);padding:20px 22px;display:grid;gap:8px}
.short-answer b{text-transform:uppercase;letter-spacing:.1em;font-size:.76rem;color:var(--link);font-weight:800}
.note{background:var(--amber-soft);border-radius:var(--r);padding:14px 16px;font-size:.95rem;color:var(--ink)}
.note b{color:var(--amber)}
.checklist{list-style:none!important;padding:0!important}
.checklist li{padding-left:30px;position:relative}
.checklist li::before{content:"";position:absolute;left:0;top:.3em;width:20px;height:20px;border-radius:50%;background:var(--blue-soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 20 20'%3E%3Cpath d='M6 10.5l2.6 2.6L14 7.6' fill='none' stroke='%230055A4' stroke-width='2.2' stroke-linecap='round' stroke-linejoin='round'/%3E%3C/svg%3E") center/20px no-repeat}
.timeline{list-style:none;margin:0;padding:0;display:grid;counter-reset:t}
.timeline li{counter-increment:t;display:grid;grid-template-columns:48px minmax(0,1fr);gap:14px;padding-bottom:24px;position:relative}
.timeline li::before{content:counter(t);width:38px;height:38px;border-radius:50%;display:grid;place-items:center;font-weight:800;color:var(--on-blue);background:var(--blue);z-index:1}
.timeline li::after{content:"";position:absolute;left:18px;top:38px;bottom:0;width:2px;background:var(--line)}
.timeline li:last-child::after{display:none}
.timeline .t-when{text-transform:uppercase;letter-spacing:.07em;font-size:.72rem;color:var(--red);font-weight:800}
.timeline h3{font-size:1.08rem;margin:2px 0 6px}
.timeline p{color:var(--ink-2)}
dl.glossary{margin:0;display:grid;border-top:1px solid var(--line)}
dl.glossary div{display:grid;grid-template-columns:minmax(0,230px) minmax(0,1fr);gap:8px 24px;padding:16px 0;border-bottom:1px solid var(--line)}
dl.glossary dt{font-weight:700}
dl.glossary dt small{display:block;font-weight:500;color:var(--link);font-size:.86rem}
dl.glossary dd{margin:0;color:var(--ink-2)}
@media (max-width:620px){dl.glossary div{grid-template-columns:1fr}}

/* Tools */
.tool{display:grid;grid-template-columns:minmax(0,1fr) 370px;gap:clamp(28px,4vw,56px);padding-block:44px 88px;align-items:start}
.tool-aside{position:sticky;top:calc(env(safe-area-inset-top,0px) + 100px);display:grid;gap:16px}
@media (max-width:980px){.tool{grid-template-columns:1fr}.tool-aside{position:static}}
.panel{background:var(--surface);border:1px solid var(--line);border-radius:var(--r-lg);padding:26px;display:grid;gap:18px;box-shadow:var(--shadow)}
.grid-2{display:grid;grid-template-columns:1fr 1fr;gap:16px}
.grid-3{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:16px}
@media (max-width:620px){.grid-2,.grid-3{grid-template-columns:1fr}}
.tabs{display:flex;gap:6px;margin-bottom:24px;overflow-x:auto;padding:5px;background:var(--sky);border:1px solid var(--line);border-radius:12px;width:fit-content;max-width:100%}
.tabs button{font:inherit;font-weight:700;background:none;border:0;border-radius:8px;color:var(--ink-2);padding:10px 16px;cursor:pointer;white-space:nowrap}
.tabs button[aria-selected="true"]{color:var(--on-blue);background:var(--blue)}
.result-list{display:grid;border-top:1px solid var(--line)}
.result-list .frow .val{font-size:1.1rem}
.badge{display:inline-flex;align-items:center;gap:6px;font-size:.82rem;font-weight:700;padding:5px 12px;border-radius:999px}
.badge.ok{background:var(--green-soft);color:var(--green)}
.badge.warn{background:var(--amber-soft);color:var(--amber)}
.badge.bad{background:var(--red-soft);color:var(--red)}
.chart-box{border:1px solid var(--line);border-radius:var(--r-lg);padding:20px;background:var(--surface)}
.chart-box svg{display:block;width:100%;height:auto}
.chart-legend{display:flex;flex-wrap:wrap;gap:16px;font-size:.85rem;color:var(--ink-2);margin-top:8px}
.chart-legend i{display:inline-block;width:14px;height:4px;border-radius:2px;margin-right:6px;vertical-align:middle}

/* Stepper form */
.progress{display:flex;gap:6px;margin-bottom:6px}
.progress span{flex:1;height:5px;border-radius:3px;background:var(--line)}
.progress span.done{background:var(--blue)}
.step-label{text-transform:uppercase;letter-spacing:.08em;font-size:.76rem;color:var(--ink-3);font-weight:800}
fieldset{border:0;margin:0;padding:0;min-width:0;display:grid;gap:20px}
fieldset > legend{font-size:1.7rem;font-weight:800;letter-spacing:-.03em;margin-bottom:4px;padding:0}
.form-nav{display:flex;justify-content:space-between;gap:12px;flex-wrap:wrap;padding-top:8px}
.summary dl{margin:0;display:grid}
.summary dl div{display:flex;justify-content:space-between;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:.93rem}
.summary dt{color:var(--ink-3)}
.summary dd{margin:0;font-weight:700;text-align:right;font-variant-numeric:tabular-nums}
.read{background:var(--sky);border-radius:var(--r);padding:14px;font-size:.92rem;color:var(--ink-2);display:grid;gap:6px}
.thanks{display:grid;gap:16px;padding:8px 0}
.thanks .ref{color:var(--link);letter-spacing:.02em}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* Footer */
.site-footer{background:var(--surface);border-top:1px solid var(--line);padding-block:60px 0;font-size:.93rem;color:var(--ink-2)}
.foot-grid{display:grid;grid-template-columns:1.4fr repeat(4,minmax(0,1fr));gap:28px}
.foot-grid h4{text-transform:uppercase;letter-spacing:.1em;font-size:.76rem;color:var(--link);margin-bottom:12px;font-weight:800}
.foot-grid ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot-grid a{color:var(--ink-2);text-decoration:none}
.foot-grid a:hover{color:var(--link);text-decoration:underline}
.foot-brand{display:grid;gap:14px;align-content:start}
.regulatory{margin-top:44px;padding-block:24px 32px;border-top:1px solid var(--line);display:grid;gap:10px;font-size:.84rem;color:var(--ink-3);line-height:1.55}
.regulatory strong{color:var(--ink-2)}
.warning-line{font-weight:700;color:var(--ink-2)}
@media (max-width:960px){.foot-grid{grid-template-columns:1fr 1fr}.foot-brand{grid-column:1/-1}}

/* Misc */
.split{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:clamp(28px,5vw,64px);align-items:start}
@media (max-width:860px){.split{grid-template-columns:1fr}}
.kicker-link{font-weight:700}
.stack{display:grid;gap:16px}
.stack-lg{display:grid;gap:28px}
@media (prefers-reduced-motion: reduce){*{transition:none!important;animation:none!important;scroll-behavior:auto!important}}

/* ---------- Photography (same approach as French Notaires) ---------- */
.hero-visual{position:relative;min-width:0}
.hero-photo{display:block;width:100%;aspect-ratio:5/4;object-fit:cover;border-radius:24px;box-shadow:var(--shadow-lg)}
.chip{position:absolute;display:flex;align-items:center;gap:12px;background:var(--surface);color:var(--ink);border:1px solid var(--line);border-radius:14px;padding:12px 16px;box-shadow:var(--shadow-lg);font-size:.88rem;line-height:1.35;max-width:min(300px,80%)}
.chip b{display:block;font-size:1.05rem;font-weight:800;letter-spacing:-.02em}
.chip .dot{flex:none;width:36px;height:36px;border-radius:10px;display:grid;place-items:center;background:var(--blue-soft)}
.chip .dot svg{width:20px;height:20px}
.chip-top{top:22px;left:-22px}
.chip-bottom{bottom:26px;right:-18px}
@media (max-width:920px){.chip-top{left:12px}.chip-bottom{right:12px}}
@media (max-width:460px){.chip{position:static;max-width:none;margin-top:10px;box-shadow:var(--shadow)}}

.regions{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.region{position:relative;display:block;border-radius:var(--r-lg);overflow:hidden;text-decoration:none;color:#fff;aspect-ratio:4/5;background:var(--sunk)}
.region img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;transition:transform .4s}
.region::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(10,12,35,0) 40%,rgba(10,12,35,.78) 100%)}
.region .rbody{position:absolute;left:18px;right:18px;bottom:16px;z-index:1;display:grid;gap:2px}
.region small{font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase;opacity:.85}
.region strong{font-size:1.3rem;font-weight:800;letter-spacing:-.03em}
.region span{font-size:.86rem;opacity:.9}
.region:hover img{transform:scale(1.05)}
.region:focus-visible{outline:3px solid var(--link);outline-offset:3px}
@media (max-width:960px){.regions{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width:420px){.regions{gap:10px}.region .rbody{left:12px;right:12px;bottom:12px}.region strong{font-size:1.1rem}}

.section-photo{position:relative;background-image:linear-gradient(180deg,rgba(0,0,0,.30),rgba(0,0,0,.42)),var(--bg);background-size:cover;background-position:center}
.section-photo .section-head h2,.section-photo .section-head p{color:#fff}
.section-photo .eyebrow{color:#fff}

.card.has-img{padding:0;overflow:hidden}
.card.has-img .card-img{display:block;width:100%;aspect-ratio:16/9;object-fit:cover;transition:transform .4s}
.card.has-img .card-body{display:grid;gap:10px;padding:20px 24px 24px}
a.card.has-img:hover .card-img{transform:scale(1.04)}
.card.has-img .img-wrap{overflow:hidden}

.page-head.with-img .wrap{grid-template-columns:minmax(0,1.15fr) minmax(0,.85fr);align-items:center;column-gap:56px}
.page-head.with-img .ph-text{display:grid;gap:14px;min-width:0}
.page-head .ph-img{display:block;width:100%;aspect-ratio:3/2;object-fit:cover;border-radius:20px;box-shadow:var(--shadow)}
@media (max-width:900px){.page-head.with-img .wrap{grid-template-columns:1fr}.page-head .ph-img{aspect-ratio:16/9}}

.cta-split,.cta-band .wrap.cta-split{display:grid;grid-template-columns:minmax(0,.9fr) minmax(0,1.1fr);gap:clamp(28px,5vw,64px);align-items:center}
.cta-split img{display:block;width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:20px}
.cta-split .stack{align-content:center}
@media (max-width:860px){.cta-split{grid-template-columns:1fr}}
.credits{font-size:.8rem;color:var(--ink-3)}

/* ---------- v2 additions ---------- */
.nav .lang-switch{margin-left:6px;border:1px solid var(--line-strong);padding:6px 12px;font-size:.88rem}
.nav .lang-switch:hover{border-color:var(--link)}
@media (max-width:1040px){.nav .lang-switch{margin:6px 0 0;width:fit-content}}
.foot-grid-fr{grid-template-columns:1.4fr repeat(3,minmax(0,1fr))}
.foot-news{display:grid;gap:8px;margin-top:6px;padding:16px;border:1px solid var(--line);border-radius:12px;background:var(--sky)}
.foot-news h4{text-transform:none;letter-spacing:-.01em;font-size:1rem;color:var(--ink);margin:0}
.foot-news p{font-size:.88rem}
.news-form{display:flex;flex-wrap:wrap;gap:8px}
.news-form input[type=email]{flex:1 1 180px;min-width:0;font:inherit;font-size:.95rem;padding:9px 12px;border:1px solid var(--line-strong);border-radius:var(--r);background:var(--surface);color:var(--ink)}
.news-form .check{flex-basis:100%;font-size:.8rem;color:var(--ink-3)}
.byline a{color:var(--ink-2);font-weight:700}
.local-partner{border:1px solid var(--line);border-top:4px solid var(--flag-red);border-radius:var(--r);padding:18px 20px;display:grid;gap:8px;background:var(--surface)}
.next-box{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:16px;padding:20px;border:1px solid var(--line);border-left:5px solid var(--blue);border-radius:var(--r);background:var(--sky)}
.next-box > div{flex:1 1 300px;display:grid;gap:6px}
.next-box p{color:var(--ink-2);font-size:.95rem}
.wa-float{position:fixed;right:max(16px,env(safe-area-inset-right,0px));bottom:max(16px,env(safe-area-inset-bottom,0px));z-index:40;display:inline-flex;align-items:center;gap:8px;padding:12px 16px;border-radius:999px;background:#1F8A5B;color:#fff;text-decoration:none;font-weight:700;box-shadow:var(--shadow-lg)}
.wa-float svg{width:22px;height:22px}
@media (max-width:620px){.wa-float span{display:none}.wa-float{padding:12px}}
.code-box{position:relative;background:var(--sunk);border:1px solid var(--line);border-radius:var(--r);padding:16px;font:13px/1.55 ui-monospace,SFMono-Regular,Menlo,Consolas,monospace;color:var(--ink);white-space:pre-wrap;word-break:break-all;margin:0}
.audience{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:20px}
.audience .partner h3{font-size:1.3rem}
@media (max-width:860px){.audience{grid-template-columns:1fr}}
.contact-grid{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:24px;align-items:start}
@media (max-width:860px){.contact-grid{grid-template-columns:1fr}}
.doc-group{display:grid;gap:10px;padding:20px 22px;border:1px solid var(--line);border-radius:var(--r);background:var(--surface)}
.doc-group h3{margin:0}
.doc-group .checklist{display:grid;gap:8px;margin:0}
main.bare{padding:16px}
main.bare .fiche{box-shadow:none;max-width:520px;margin:0 auto}
.powered{font-size:.78rem;color:var(--ink-3);text-align:center;margin-top:10px}
.powered a{color:var(--ink-2);font-weight:700}
@media print{.netbar,.site-header,.site-footer,.doc-aside,.wa-float,.cta-band,.breadcrumb,.ph-img,.gate{display:none!important}.doc-layout{display:block;padding:0}body{font-size:12pt}}
.gate{margin-top:20px;padding:26px;border:1px solid var(--line);border-top:5px solid var(--blue);border-radius:var(--r-lg);background:var(--surface);box-shadow:var(--shadow)}
.print-only{display:none}
@media print{body{font-size:10.5pt}.page-head .wrap,.page-head.with-img .wrap,.ph-text{display:block}.page-head .wrap>*,.ph-text>*{margin-bottom:8px}.prose,.doc-group,.doc-group .checklist,.short-answer{display:block!important}.prose>*{margin:0 0 10px}.checklist li{margin-bottom:4px}.prose{max-width:none}.prose h2{break-after:avoid;margin-top:16px;font-size:15pt}.page-head h1{font-size:22pt}.doc-group{padding:12px 16px;gap:6px}.doc-group .checklist{gap:4px}.short-answer{padding:12px 16px}.print-only{display:block;margin-bottom:4px;font-size:9pt;color:#54566C}.doc-group{break-inside:avoid;border-color:#C9CDDA}.page-head{padding:0 0 12px;border:0}.checklist li::before{border:1.5px solid #0055A4;background:#fff}}
.entry-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.entry{display:grid;gap:8px;align-content:start;padding:24px;border:1px solid var(--line);border-radius:var(--r-lg);background:var(--surface);text-decoration:none;color:inherit;border-top:5px solid var(--flag-blue);transition:box-shadow .15s,transform .15s}
.entry:nth-child(2){border-top-color:var(--blue-hover)}
.entry:nth-child(3){border-top-color:var(--line-strong)}
.entry:nth-child(4){border-top-color:var(--flag-red)}
.entry:hover{box-shadow:var(--shadow);transform:translateY(-2px)}
.entry .role{text-transform:uppercase;letter-spacing:.08em;font-size:.72rem;color:var(--ink-3);font-weight:800}
.entry p{color:var(--ink-2);font-size:.96rem}
.entry .more{color:var(--link);font-weight:700;font-size:.95rem}
.entry .more::after{content:" \2192"}
@media (max-width:1040px){.entry-grid{grid-template-columns:1fr 1fr}}
@media (max-width:560px){.entry-grid{grid-template-columns:1fr}}
.pill-row{display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin-top:22px}
.pill-row b{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--ink-3);margin-right:6px}
.pill-row a{padding:7px 14px;border:1px solid var(--line-strong);border-radius:999px;font-size:.9rem;font-weight:600;color:var(--ink-2);text-decoration:none;background:var(--surface)}
.pill-row a:hover{border-color:var(--link);color:var(--link)}

/* Hero quick start */
.quick-start{display:grid;gap:8px;max-width:560px;margin-top:4px}
.quick-start label{font-weight:700;font-size:.95rem}
.qs-row{display:flex;gap:10px;flex-wrap:wrap}
.qs-row select{flex:1 1 240px;min-height:48px}
.qs-row .btn{flex:0 0 auto}
@media (max-width:620px){.qs-row .btn{flex:1 1 100%}}

/* Founder block */
.founder{display:flex;gap:14px;align-items:center}
.founder b{display:block;font-size:1.05rem}
.founder span:not(.monogram){color:var(--ink-3);font-size:.9rem}
.monogram{flex:0 0 52px;height:52px;border-radius:50%;display:grid;place-items:center;background:var(--blue);color:#fff;font-weight:800;letter-spacing:.04em;box-shadow:inset 0 -4px 0 var(--red, #E1352B)}

/* Sticky call to action on phones */
.sticky-cta{display:none}
@media (max-width:760px){
  .netbar{display:none}
  .sticky-cta{position:fixed;left:0;right:0;bottom:0;z-index:45;display:flex;align-items:center;gap:12px;
    padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:var(--paper);
    border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(27,29,59,.08);transform:translateY(110%);transition:transform .25s ease}
  .sticky-cta.is-on{transform:none}
  .sticky-cta .btn{flex:1;justify-content:center}
  .sticky-cta small{color:var(--ink-3);white-space:nowrap}
  body.has-sticky .site-footer{padding-bottom:76px}
  body.has-sticky .wa-float{bottom:calc(84px + env(safe-area-inset-bottom,0px))}
}
@media (prefers-reduced-motion:reduce){.sticky-cta{transition:none}}
@media print{.sticky-cta{display:none!important}}